If you were injured in an insured motor vehicle accident within the last 10 days, your treatments are covered by your motor vehicle insurance policy. Treatments under this condition are referred to as ‘within protocol”. They are billed directly to your motor vehicle insurer with no out of pocket cost to you. This eligibility is for up to 90 days or for a total of 21 treatments following the date of the accident.
If you are seeking treatments after 90 days has lapsed since your accident or if you have received treatment within the protocol and require further treatments, or need treatment for more serious injuries. These claims will go through what is referred to as section B coverage. A prior approval from your motor vehicle insurance company is required in this instance. If applicable, you will be required to pay first from your extended health benefits with the rest of the payment covered by your motor vehicle insurance.
Remember to bring along the following information on your first visit to our clinic:
- Policy Number/Claim Number
- Adjuster ‘s Name and contact number
- Date of Injury
- Any other medical information relating to the injury